injured in an automobile accident<\/a>, and an emergency medical services team takes you to the emergency room, your medical bills could exceed $25,000. If you receive additional medical care and treatment, there is no question that your medical bills will exceed $25,000.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/ohioinjurylaw.com\/wp-content\/uploads\/2023\/11\/Uninsured-Underinsured-Motorist-Coverage-How-do-you-protect-yourself-from-this-dilemma.jpg” alt=”How do you protect yourself from this dilemma?” title_text=”How do you protect yourself from this dilemma?” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ link_font=”|700|||||||” header_2_font=”|700|||||||” header_3_font=”|700|||||||” header_3_font_size=”20px” header_4_font=”|700|||||||” header_4_font_size=”16px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
How do you protect yourself from this dilemma?<\/h2>\n
The answer is that you should purchase uninsured\/underinsured motorist coverage from your own automobile insurance company. Here is the catch: you have to ask for it. Many insurance agents won\u2019t even tell you it is an available option. But if you ask for it, they will provide you with the coverage levels and the premium rates.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/ohioinjurylaw.com\/wp-content\/uploads\/2023\/11\/Uninsured-Underinsured-Motorist-Coverage-How-Much-Insurance-is-Enough-Insurance.jpg” alt=”How Much Insurance is Enough Insurance?” title_text=”How Much Insurance is Enough Insurance?” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ link_font=”|700|||||||” header_2_font=”|700|||||||” header_3_font=”|700|||||||” header_3_font_size=”20px” header_4_font=”|700|||||||” header_4_font_size=”16px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
How Much Insurance is Enough Insurance?<\/h2>\n
I recommend we all have at least $250,000 per person \/ $500,000 per accident of uninsured\/underinsured motorist coverage. If you select this coverage, you could also purchase a $1,000,000 personal umbrella policy containing uninsured\/underinsured motorist coverage.<\/p>\n
Again, you must expressly tell your agent you want uninsured\/underinsured motorist coverage on your umbrella policy. If you don\u2019t, you won\u2019t get it.<\/p>\n
Insurance companies don\u2019t like uninsured\/underinsured motorist coverage because they know it creates exposure for them. The insurance industry knows that many drivers are out there without insurance or with inadequate limits. Since it creates exposure, the insurance companies won\u2019t tell you about it unless you ask.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/ohioinjurylaw.com\/wp-content\/uploads\/2023\/11\/Uninsured-Underinsured-Motorist-Coverage-Protect-Your-Family-Get-Insured.jpg” alt=”Protect Your Family: Get Insured” title_text=”Protect Your Family: Get Insured” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.22.1″ link_font=”|700|||||||” header_2_font=”|700|||||||” header_3_font=”|700|||||||” header_3_font_size=”20px” header_4_font=”|700|||||||” header_4_font_size=”16px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation_tablet=”center” text_orientation_phone=”center” text_orientation_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
Protect Your Family: Get Insured<\/h2>\n
If you or a family member are seriously injured in an accident, you\u2019ll want to ensure there\u2019s protection. Getting properly insured is the only way, and it may be the most important purchase you ever make.<\/p>\n
To learn more about how you and your family can be better protected with proper motorist coverage, contact<\/a> Erney Law today to schedule a free consultation.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Astoundingly, many individuals drive without auto insurance coverage. Furthermore, many insured drivers only opt for state minimum liability limits. In Ohio, these limits currently stand at $25,000 per individual and $50,000 per accident. That means that if one person is injured, the most insurance available is $25,000. If two or more people are injured, the […]<\/p>\n","protected":false},"author":1,"featured_media":11482,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/posts\/11479"}],"collection":[{"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/comments?post=11479"}],"version-history":[{"count":4,"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/posts\/11479\/revisions"}],"predecessor-version":[{"id":11489,"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/posts\/11479\/revisions\/11489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/media\/11482"}],"wp:attachment":[{"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/media?parent=11479"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/categories?post=11479"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ohioinjurylaw.com\/wp-json\/wp\/v2\/tags?post=11479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}